Invoice Factoring and the Uniform Commercial Code Uniform Commercial Code (UCC) Filing in Factoring Summary Factoring companies file UCC-1 financing statements to protect their interests and provide solutions for the factor and its clients. UCC filings place liens on a specific asset or blanket liens on all business assets for factoring agreements. The lien reveals […]
Factoring

Invoice factoring comes in many types with even more ways to utilize it and with cost structures just as varied and (some) complex.
Here is a repository of recent articles from Bankers Factoring on the best practices in A/R financing for entrepreneurs.
Break-Even Analysis: Simple Steps to Calculate
Understand Your Business’s Break-Even Point Wondering when your business will start making a profit? Break-even analysis can give you the answer. This analysis helps you find the sales volume you need to cover your costs. This article will explain how to calculate your break-even point and why it’s vital for your business strategy. Key Takeaways […]
Understanding Merchant Cash Advances or MCA Loans
A Merchant Cash Advance or MCA Loan can be Very Fast but Expensive Is a Merchant Cash Advance Working Capital at an Expensive Price? Small business funding or financing issues impact over 50% of current business owners. Merchant cash advances (MCA) seem easy to inject working capital into operations. However, depending on the information on […]
What is a Factor Company?
Receive Working Capital with an Invoice Factoring Company What is a Factor Company, and How Can It Help Your Business? Choosing the Right Factor Company A factor company buys unpaid invoices from businesses, providing them with immediate cash and improving cash flow. Unlike traditional loans, this process does not add debt. This article will explain […]
Is an Invoice a Legal Contract
Is an invoice a legal document? How to make an invoice legally binding When completing business transactions and dealing with invoices, there may be confusion on the exact definition of an invoice and whether or not invoices count as a legal contract. Simply, an invoice or sales invoice is not a legal contract. This article […]
How to Start a Directional Drilling Company
Trenchless & Horizontal Boring Company Invoice Factoring Financing a Directional Boring Company Directional Boring Factoring Summary Directional Boring and Drilling Company financing through invoice factoring finance resolves working capital constraints. That’s because Factoring Financing provides horizontal drilling companies with fast cash flow for staffing, equipment, and expenses. So overcome cashflow gaps with invoice factoring financing. […]
Startup Funding for Small Business with Factor Finance
Startup Receivable Funding for Small Business Owners and Entrepreneurs How to Finance a Startup with Bad Credit or No Credit? Can You Use Your Large Customer’s Credit to Fund Your Startup Company? Why wait 30, 60, or even 90 days for Invoices to Pay? Are you a Startup Founder struggling to pay bills every week? […]
Offer Credit Terms Through Invoice Financing
Extend Customer’s Net 30 to Net 90 with Non-Recourse Invoice Factoring How to Use Invoice Factoring to Offer Credit Terms Offer Credit Terms through A/R Financing Can I safely offer my clients net 30 or net 60 days to pay? For many business owners, waiting for payment after service completion can be up to 60 […]
Offering Credit with Customer Payment Terms
The Advantages and Disadvantages of Offering Customer Payment Terms Fix Cash Flow Issues When Offering Customer Invoice Payment Terms Does offering invoice payment terms create financial problems? The solution is Invoice Factoring. If you are a small business owner, you already know that nearly 50% of businesses fail within five years. A big problem is […]