Get Help Securing Government Contracts with a Financial Capability Letter Be a Stronger Government Supplier in Your Buyer’s Eyes with a Comfort Letter Can Start-Ups Obtain a Letter of Comfort? Large companies and government buyers want to help MBEs, veteran-owned businesses, WBEs, and other undercapitalized suppliers. Bankers Factoring has a letter of financial capability or […]
Start-Up & Small Business Financing Challenges to Funding Growth

Start-ups face unique challenges with funding needs and limited sources. Building a start-up is an exciting venture, but getting it funded with venture capital or a business loan with very little business credit can be hard. And most factoring companies don’t understand revenue-based startup businesses and their business financing needs.
Per the CFPB, the nation’s 33 million small businesses employ nearly half of all private sector workers in the U.S. and account for the majority of new job creation. Operators of small and local businesses finance their enterprises through a variety of sources, including loans from banks, credit unions, and nonbank finance companies. Many of these businesses have a relationship with a local financial institution to help grow their business, but typically it is not enough.
However, the employee-owners at Bankers Factoring have lived through those challenges. We have a combined 50 years of personal experience funding start-ups through our non-recourse invoice factoring programs. Here, we share our thoughts and experiences on using A/R financing and purchase order funding to have your new business both survive and thrive.
Top Business Loans for Startups in 2025: Your Best Options
Best Startup Business Loans and Start-Up Funding Alternatives Starting a new business has many challenges, and finding the right funding source is often at the top. This article walks business owners through the best business loans for startups, the different types available, and steps to increase your chances of approval. Whether you need funds for […]
Scaling a Staffing Agency with Payroll Funding: A Practical Guide
Support Staffing Business Expansion with Payroll Funding for staffing companies. Scaling a staffing agency with payroll funding can be challenging without a steady cash flow. Payroll funding solves this by converting invoices into immediate cash, enabling you to pay your staff on time and grow your business. This guide will explain how to use payroll […]
Top 2025 Factoring Trends for Small Businesses: Navigate Cash Flow Challenges
Accounts receivable financing for small businesses Are you looking forward to the 2025 factoring trends for small business owners? This article covers the major developments impacting how small businesses manage working capital through invoice factoring business financing. Discover the emerging technologies and market changes set to shape the future. Key Takeaways Please read the top […]
Master the Working Capital Formula: Steps & Practical Tips
Understanding Your Net Working Capital Needs Start-ups and fast-growing companies have unique working capital demands The working capital formula helps determine a company’s liquidity. By subtracting current liabilities from current assets, you can gauge if a business can meet short-term obligations. This article will guide you through the working capital formula, detailing each component and […]
How to Grow Cleaning Business: Proven Strategies for Rapid Success
Build a Successful Commercial Cleaning Business Do you want to grow your cleaning business as a business owner? This article outlines clear, actionable steps to expand your operations, attract more clients, and boost profits in the cleaning industry. Discover how to craft a solid business plan, conduct market research, enhance marketing efforts, and build strong […]
Fast Business Funding: Quick Solutions for Immediate Cash Flow
Same-Day Invoice Factoring Services Need quick cash for your business? Fast business funding provides the instant capital you need to handle emergencies or seize opportunities. This article covers the different fast funding options, their benefits, and how to qualify and apply quickly. We also discuss the top working capital financing options. Quick Small Business Financing […]
Can I Make an Invoice Without a Company? Simple Steps Explained
Creating an Invoice as a Sole Proprietorship You can make an invoice without a company. Many business owners who are freelancers and independent contractors often wonder, “Can I make an invoice without a company?” They frequently issue invoices without a formal business entity. This article will show you how to create professional invoices, ensure legal […]
Best Atlanta Factoring Company: Top Choice for Small Businesses
Atlanta Invoice Factoring from Bankers Factoring If your business in Atlanta is facing cash flow challenges, consider engaging with a premier factoring company in Atlanta that can transform your invoices into immediate cash. This piece delineates the significance of invoice factoring companies for businesses, outlines criteria for selecting an appropriate Atlanta factoring partner, and evaluates […]