Sample Cash Flow Statement for Small Business Improve Your Cash Balance with Invoice Factoring Are you wondering how to prepare a cash flow statement? This guide covers everything from gathering financial documents to categorizing cash flows and choosing the correct method. You’ll also learn how to calculate net cash flow and verify the statement’s accuracy […]
Start-Up & Small Business Financing Challenges to Funding Growth
Start-ups face unique challenges with funding needs and limited sources. Building a start-up is an exciting venture, but getting it funded with venture capital or a business loan with very little business credit can be hard. And most factoring companies don’t understand revenue-based startup businesses and their business financing needs.
Per the CFPB, the nation’s 33 million small businesses employ nearly half of all private sector workers in the U.S. and account for the majority of new job creation. Operators of small and local businesses finance their enterprises through a variety of sources, including loans from banks, credit unions, and nonbank finance companies. Many of these businesses have a relationship with a local financial institution to help grow their business, but typically it is not enough.
However, the employee-owners at Bankers Factoring have lived through those challenges. We have a combined 50 years of personal experience funding start-ups through our non-recourse invoice factoring programs. Here, we share our thoughts and experiences on using A/R financing and purchase order funding to have your new business both survive and thrive.
Top Business Loans for Startups in 2025: Your Best Options
Best Startup Business Loans and Start-Up Funding Alternatives Starting a new business has many challenges, and finding the right funding source is often at the top. This article walks business owners through the best business loans for startups, the different types available, and steps to increase your chances of approval. Whether you need funds for […]
Top Funding Options: How to Secure Funds for Business Growth
Starting a small business funding Factoring for Fast-Growing and Start-Up B2B Businesses Looking for ways to secure funds for a business? This article guides you through financing options, including invoice factoring, self-funding, SBA loans, family/friends, investors, and crowdfunding. We’ll help you find the best method to get the capital you need to start or grow […]
Challenges Facing Small B2B Businesses
Solving Startup and fast-growing B2B business’s cash flow problems with Invoice Factoring In the dynamic landscape of business-to-business (B2B) operations, small enterprises encounter a multitude of challenges that can significantly impact their efficiency and growth. As an experienced business valuation expert, I would like to highlight several key problems that are commonly faced by small […]
Top Alternative Financing Options for Small Businesses
Alternative Lending Solutions for Business Owners Are you struggling to get a business loan or a bank loan? Alternative business lending offers flexible options for small businesses. This article covers the top alternative funding solutions from alternative lenders offering small business financing options. Key Takeaways Understanding Alternative Financing Many small businesses have found a viable […]
Fast Business Funding: Quick Solutions for Immediate Cash Flow
Same-Day Invoice Factoring Services Need quick cash for your business? Fast business funding provides the instant capital you need to handle emergencies or seize opportunities. This article covers the different fast funding options, their benefits, and how to qualify and apply quickly. We also discuss the top working capital financing options. Quick Small Business Financing […]
How to Start & Finance a Staffing Agency
Start, Fund & Grow Your Start-Up Staffing Company Staffing and Temp Agency Finance for a New Business Venture Temp Agency Financing from a Payroll Funding Provider Use Your Creditworthy Customers for Temp Agencies Finance Credit Start a staffing agency Funding a Staffing Business Summary Staffing agency payroll funding helps startups cover weekly salaries and expand […]
Latino-Owned Business Funding Options in 2025
Financing for Latino-Owned Companies If you’re a Latino entrepreneur seeking to finance your venture, you may wonder what reliable funding options exist beyond traditional loans. This article cuts straight to the chase: Latino-owned business funding is evolving, with accessible options that understand your unique challenges. From grants to invoice factoring and culturally attuned lenders, we’ll […]
Can I Make an Invoice Without a Company? Simple Steps Explained
Creating an Invoice as a Sole Proprietorship You can make an invoice without a company. Many business owners who are freelancers and independent contractors often wonder, “Can I make an invoice without a company?” They frequently issue invoices without a formal business entity. This article will show you how to create professional invoices, ensure legal […]